SBA Loans
Favorable Loan Terms & Interest Rates
Stop Fighting with Big Banks for Funding
$55,000,000
Private Capital Ready for
Investment in Your Vision
99.8%
Success Rate for Our
Client's Funded Visions
695-742
Average Credit Score
Range of Our Clients
Our 3 Minute Challenge Will Let Us Know If We Have What You Need
Once Approved, We'll Offer Solutions to Help Grow Your Vision
You'll Receive Funding So You Can Get Back to Growing Your Business
Over 30 Years of Success
Securing Your Needed Capital When Other
Lenders Say "No"
Local Help for Growing Businesses
At First Liberty Building & Loan, we understand that small businesses are the backbone of our economy, and we are committed to helping them thrive. With over thirty years of experience in creating lending options with SBA loans for small businesses, we have developed a reputation for providing creative funding solutions that meet the unique needs of each business we work with. We pride ourselves on our commitment to trust and transparency, and we work closely with our clients to ensure that they fully understand the terms of their loans. Our fast approval process means that you can get the funding you need quickly, so you can focus on growing your business.
We understand that as a business owner, your time is precious and the last thing you want is to be bogged down with complicated paperwork when applying for a loan. That's why we've made it our mission to streamline the SBA process and make it as easy as possible for you. Our team of experienced professionals is always there to talk with and to assist you. They will guide you through every step of the application process, ensuring that you have all the necessary documents and information to make the SBA process as smooth as possible. We also pride ourselves on our transparency and commitment to no hidden fees. You can trust that the loan you receive through us will be straightforward and easy to understand. Contact us today to learn more about how we can help you achieve your vision with an SBA Loan.
More Financial Solutions
A/R
Financing
Borrow against your accounts receivable to secure working capital quicky while you obtain payment from your customers.
Bridge
Loans
Short-term loans offering working capital for essential expenses while you secure additional funding.
Construction Loans
Cover the costs of building onto your vision while purchasing land, acquiring materials, or paying construction workers.
SBA Express Loans
A Simple Way to Receive Expedited Financing for Your Small Business
- Express loans are available to eligible for-profit small businesses operating in the U.S. or its territories.
- Approval times are much shorter than for most SBA loans, with the SBA responding to applications within 2-3 days.
- Loans are available up to $500,000
- Interest rates max out at the prime rate plus 4.5% to 8% and ultimately depend on the loan amount, lender, and borrower qualifications
- May fund in as little as 30-45 days
Frequently Asked Questions
Considering an SBA Loan? Here are a Few
Common Questions Our Clients Ask
What is SBA?
Small Business Administration is a government agency established to facilitate lending to small businesses by offering a government guarantee for its specific loan programs.
What kinds of loans are offered by SBA?
SBA offers term loans and lines of credit for all business purposes. Due to the flexibility of the SBA 7A program we utilize this product most.
How does SBA define small business?
There are several different measures used to classify a small business. Generally, an eligible business with less than 500 employees qualifies.
Are Non-profit businesses eligible for SBA?
Non-profits are ineligible. However, we do offer other loan products for non-profits.
Am I eligible for an SBA loan?
Most small businesses in the US are eligible. There are some disqualifying or ineligible industry types. (gambling, sex industry and drugs)
What are the maturities for SBA loans?
Depending on the loan amount, purpose and type. Terms can be up to 25 years.
What information will you need from me to begin the loan process?
You will need 3 years of historical financials on the business along with 2-year projections for existing business, 5-year projections for startup businesses, personal financial statement and personal tax returns as well as financials on any other related businesses
Ready to Share Your Vision?
In 3 Minutes, We'll Tell You With 90% Confidence
How We Can Help You Make It Reality.